~ Open the image that you want to place on your Incredibar in PSP, hit CTRL-D and duplicate your image, close the original.
~ Resize your image by using Shift~S and make it no larger than 160 pixels high. Resize all layers checked, and Bicubic resample in resize type box.
~ After you resize your image, open a new image. (Ctrl-N) settings 1240 X 160. Re open your original image and hit, Edit/copy, re open your new image and paste your copied image as a new layer. Use your mover tool to place it where you want.
~ Highlight your bottom layer and flood fill this layer with your favorite color or pattern. Add a new layer, layers arrange/move to top. Add your watermark to this layer and adjust opacity to suit you. Merge all layers flat.
~ Export as a .jpg and save your image. :)So far so good right? Now to make that bar!
~Open Internet Explorer
~ Click on Skins, a new window will open. Click on create skins in the lower left corner. Another window will open, click on select image, and locate the file on your computer, and click ok. You should now see your skin image in the window. Your window should now look like this~

~ Click Next. You can now name your image or leave the name the same as your saved .jpg. Highlight the folder name you wish your skin to be placed in. Place your credits in the credits screen. Click on "Save to file" and then add your skin to Incredibar by clicking on "Add to Incredibar" and then hit "Finish". See image below.

~ You now should be able to see your skin in Incredibar, click on it and hit close.
~ Congratulations, you have now made your very own Incredibar skin.

If you would like to learn more about this browser skin program, please visit Incredibar for more details!